|
Postbank (Bulgarian: Пощенска Банка, Poshtenska Banka), legally known as Eurobank Bulgaria AD (former legal name Eurobank EFG Bulgaria AD, date of change 11/1/2013), is a universal bank in Bulgaria. It is the third largest depository institution in the country, as well as the second largest mortgage lender,〔 and the largest credit card issuer. The bank commands a market share of nearly 10%, a workforce of 3,000 employees and with over 200 locations has one of the most extensive branch networks in the country. Postbank is a member of Eurobank Ergasias Group. Eurobank Ergasias is a European banking organization with total assets of €74 billion (as of Dec 2014), offering universal banking across eight countries. Eurobank has a presence in Greece and holds lead positions in Bulgaria, Romania and Serbia, offers Wealth Management services in Cyprus, Luxembourg and London, and is also present in Ukraine. Having a banking history of over 20 years, Postbank ranks among the leading universal banks in Bulgaria. Total assets of the bank reached BGN 5,637 billion as of 31 December 2012. In June 2012 the bank retained its long-term credit rating of BBB and a short-term rating of A-2 with a stable outlook from the Bulgarian Credit Rating Agency (BCRA).〔 ==History== Bulgarian Postbank was founded on April 2, 1991 as the postal savings system of Bulgarian Posts. In the years that followed, the bank experienced substantial growth and expansion. It is one of the few Bulgarian banks that managed to survive the banking crisis in Bulgaria in 1996-1997. On November 9, 1998, 78.23% of Postbank’s capital was acquired by ALICO/CEH Balkan Holdings Ltd., a subsidiary of Eurobank Ergasias. In the following years, Eurobank Ergasias control grew to more than 90% of Postbank’s equity capital. On December 21, 2006, Eurobank EFG acquired majority ownership of the Bulgarian DZI Bank, which was merged into Postbank in the third quarter of 2007 with the operational merger completing by the end of the year.〔(【引用サイトリンク】title=Greek Businessmen to Acquire DZI Bank - September 2006 )〕 On August 29, 2011, Eurobank Ergasias and Alpha Bank announced that they have reached agreement on a merger. Alpha Bank has presence in Bulgaria since 1995 with its Sofia Branch having more than 120 offices around the country. The Alpha Bank Branch was expected to merge into Postbank operationally in 2012,〔(【引用サイトリンク】title=Alpha Bank, Eurobank EFG Merger Creates Biggest Bank in Greece, 3rd Biggest in Bulgaria - August 2010 )〕 but in January 2012, the merger was suspended until private sector bond writedowns, required of Greek banks as part of the EU/International Monetary Fund third rescue package to resolve the Greek government debt crisis, are finalized.〔(【引用サイトリンク】title=Greek bank merger suspended over private sector bond write-downs - January 2012 )〕 The merger went through on 17 July 2015. Following its merger with DZI Bank in 2007, the bank changed its legal name to "Eurobank Bulgaria AD", but continued doing business as the Bulgarian Postbank. Despite the legal name change, Postbank remains an autonomous Bulgarian bank and is fully self-funded via the local and international market.〔(【引用サイトリンク】title=Greece's Eurobank Wants Bulgaria Unit Self-Funded by 2012 - June 2011 )〕 Apart from its significant deposit base, for purposes of small business and medium-sized loan financing, Postbank can draw on institutional credit lines from the European Bank for Reconstruction and Development (EBRD),〔(【引用サイトリンク】title=EBRD Injects E250 M in Bulgaria - May 2011 )〕 the Bulgarian Development Bank,〔(【引用サイトリンク】title=Bulgaria's Postbank gets 7.25M euro loan from Bulgarian Development Bank - October 2011 )〕 and the International Finance Corporation (IFC).〔(【引用サイトリンク】title=Postbank to support business with USD 20 million - March 2012 )〕 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Bulgarian Postbank」の詳細全文を読む スポンサード リンク
|